General & Medical Healthcare

General & Medical Healthcare are specialists in the Private Medical Insurance (PMI) sector. We offer a wide range of quality Health Insurance solutions, designed to meet the needs of individuals, families, associations, affinity groups and businesses large and small both in the United Kingdom and Internationally.

Our Private Medical Insurance schemes offer wide-ranging cover options for in-patient and out-patient treatments with high levels of cover and support for policyholders with Cancer both alongside and independent of the NHS. On offer are innovative solutions including optional upgrades to our core cover options not available elsewhere including benefits for pre-existing medical conditions not normally covered by PMI. Our products and service solutions offer flexibility and depth so that policyholders are able to mix and match cover levels to suit their needs and budget. We are able to help where Private Medical Insurance is being purchased for the first time and also where cover is being switched from others insurers.

We have arrangements in place with over 750 participating hospitals and medical facilities across the UK including all of the leading national private hospital groups such as Nuffield, BMI, HCA, Spire and Ramsey Healthcare. Our policyholders have access to quality and choice in respect of where they are treated.

Our covers can be purchased through our websites, over the phone, through brokers and through our own field sales teams. In addition, our covers can be found listed on many of the online comparison sites used today.

We work closely in partnership with a wide variety of intermediaries ranging from PMI specialists to Employee Benefit Consultants where we offer bespoke flex benefit solutions for companies providing flexibility and innovation in product design and delivery.

Our adaptable approach to product design solutions enables us to target and deliver niche solutions. Through our sports division, branded SportsInsurance4U, we specialise in the provision of PMI solutions to both the professional and amateur sports markets, working closely with some of the largest professional sports clubs in the United Kingdom.

Our unique ‘Opt-in’ solution offers special schemes which can be used by affinity groups and associations which may wish to make available covers to their employees or members without involvement in the selling process whilst fulfilling an important employee (or member) benefit solution.

Alongside all of this, our policyholders have access to a range of additional services including Counselling, 24/7 Health and Wellbeing telephone & online support, health management tools and health checks. Plus a Reward Programme offering access to a unique selection of luxury products and services at preferential rates.

Our policyholders are central to our propositions, products and service. General & Medical is dedicated to delivering high-quality service which our clients deserve and expect. We pride ourselves on our first class customer service, never forgetting our guiding principle ‘People first…always’.

A small selection of our range of covers

Everyday, essential and affordable private medical cover
This range has proved popular with individuals, families and companies who may not have considered private healthcare before as it is designed to give the benefits of private healthcare, at the lowest cost.

Premium range - comprehensive choice of private medical cover
This range is designed to provide individuals, families and companies, an excellent choice of a more comprehensive cover. All policies within the range also include access to Exclusive Lifestyle Rewards which provides Policyholders access to a range of discounts and offers on luxury products, services and experiences.

Worldwide Travel Insurance
This may be added to a healthcare policy and will cover Policyholders for an unlimited number of trips within any 12 month period. Cover is currently provided through the Lloyd’s market.

In-patient Psychiatric Treatment
This provides cover for both in-patient and day-patient treatment if a Policyholder is diagnosed with a psychiatric condition.

Pre-existing Medical Conditions Cover
When a client applies for PMI cover they have the option to include cover for treatment relating to a range of pre-existing medical conditions. This type of cover is not generally available from other insurers.