Medical Health Insurance

What Is Medical Health Insurance?

Health insurance covers the cost of an individual's medical and surgical expenses. G&M International Health Insurance can give you control and peace of mind over your health and well-being. With medical health insurance, diagnosis and treatment can be dealt with almost immediately. Cover can give access to specialist drugs and treatment that are not affordable to pay for directly.

What are the Different Types of Underwriting?

The two main types of health insurance: Full medical underwriting and moratorium underwriting. Full medical underwriting requires full medical declaration. Moratorium underwriting, there is no need to complete a medical declaration but instead, all pre-existing conditions are excluded for a set period of time. 

What are the Business Benefits of Medical Health Insurance?

Business health insurance provides a sense of security and reassurance so businesses can enjoy the benefits of a happier, healthier, more satisfied workforce. It is at the top of the list for employers who want to demonstrate their concern for the well-being of their staff and there are real benefits to businesses that can easily outweigh the costs involved. Employee turnover can be lowered significantly, especially if the benefit is extended to their family members. This is a genuine benefit which the whole family values. This helps businesses to retain their staff and in return, lowers recruitment and re-training costs.