Professional Indemnity Insurance

What is Professional Indemnity Insurance?

Professional indemnity insurance provides cover for the legal costs and expenses in defending a claim for loss or damage resulting from negligent services or advice provided by a business or an individual. It is an important insurance cover for businesses that offers advice, provides a professional service to clients or handles another firms data or intellectual property.

Do I need Professional Indemnity Insurance?

Professional Indemnity Insurance is sometimes required by professional or regulatory bodies. Other businesses may take out professional indemnity insurance for protection against a claim. These can include the following professions:

  • Advertising agencies
  • Consultancies
  • Design agencies
  • Public relations agencies


No matter what the size of your business or organisation, without Professional Indemnity cover you could be left vulnerable should a claim be brought against your business or organisation for:

  • Loss of documents or data 
  • Loss of goods or money 
  • Professional negligence 
  • Defamation and libel
  • Unintentional breach of copyright and/or confidentiality