Public Liability Insurance

What is public liability insurance?

Public liability insurance covers your business against claims such as accident or injury to a member of the public caused by your business.

What does public liability insurance cover?

Public liability insurance protects you if a customer or member of the public suffers an injury or if their property is damaged because of your business, you could face a major compensation claim. Public liability insurance protects you against that cost.

How much public liability insurance do I need?

You may need various levels of cover, depending on the nature of your business or business sector, and on the level of risk that your business undertakes. There are acceptable minimum standards required that you will need to meet for your particular industry. 

Is public liability insurance required by law?

Although public liability insurance is not compulsory under UK law, it may be required by your client contracts.